
HAPPY NEW YEAR................
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just can't seem to get clear of your bills?
.Earn OK money but never seem to have any left over?
.Need help to get your debts off your back?
.Looking for a book on how to fix up your money life that talks to you and not at you?
.Well, you've got the right book!
In Greg Smith's latest money masterpiece you'll find ripping yarns, valuable how to's and plenty of helpful advice on how to get you out of the pay to pay cycle.
In fact, this book is just like having Greg sit down right next to you and chatting with you one to one about your money issues. He writes the way he talks, so get prepared for a good old chin wag and easy to read a book that you feel like you are actually having a conversation with. Not only is it relevant to you, it's down to earth, informative and at times funny.
Greg has written this book straight from the heart, as he knows all too well how it is to live from pay to pay as he candidly shares his story over the last ten years - showing that anyone (no matter what their income) can fall into the pay to pay cycle. As you will discover the key is to know what to do to get yourself out. And that's where this book comes in. Here you'll discover how to build up a whole stack of knowledge that will tell you what to do and how to do it. Plus be inspired to build your confidence with money.
No more scrimping and scraping or going without just to make it to the next pay day. Simply follow the easy to understand and implement advice and you will very quickly master how to break that vicious pay to pay cycle.
This book is going to have a huge impact on your life as you'll :
• Discover the psychological and external factors that influence your approach to money and help you understand why you do what you do with your money.
• Get greater direction in your life (or get you back on track) by learning how to identify the sort of goals you want to achieve (be they personal, professional and financial). And then find out the all important keys to putting action plans into place to make things happen.
• Find a method of managing your money flows that suits your day to day lifestyle so that you finally get a good handle on where every cent is coming from and going. Sounds like fun huh? There are also online spreadsheets to make calculations easy.
• Work out whether you are a 'Drunken Sailor, Greedy Grabber, Therapist or Entertainer' when it comes to you Spending Mindsets and learn how to improve your spending patterns on food, clothing, shelter, education, health, to travel and entertainment.
• Knock over your debts in times frames you could have only dreamed of using Greg's 'Debt Buster Program.
• Reacquaint yourself with the fine art of saving and wealth accumulation and learn how to develop a set of passive income streams that will ultimately give you the freedom to one day say 'ta ta' to your boss (in the nicest possible way of course!).
• Learn how to deal with those Money Monsters (ie unexpected bills, fines, loss of jobs etc). and 7 Deadly Money Sins (greed, envy etc) that can destabilize your delicate money balance.
• Also learn how to keep a good paperwork system and build a solid money team to keep you on track and your finances in good working order. As Greg says "the more time you spend on your money the more money you will have to spend!"
Technorati : Living, Pay to Pay, life, lifestyle, lifestyle news, money, news
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living a healthy lifestyle contributes to lower risks of contracting various serious illnesses, such as coronary heart disease, cancer and diabetes. But little had been proven about the link between healthy living and one’s risk of getting a stroke.This gap has been closed by the findings of a recent study conducted by the Department of Nutrition at the Harvard School of Public Health."This study shows that following a healthy lifestyle, which has been associated with up to 80 percent lower risk of coronary heart disease and 90 percent lower risk of diabetes, may also prevent more than half of ischemic strokes," said Dr. Stephanie E. Chiuve, leader of the study funded by the National Institutes of Health.Stroke – a major killer todayEach year, it is estimated that over 780,000 people in the United States alone suffer a stroke -- this works out to about one person every 40 seconds. Of this figure, about 600,000 are first-time occurrences.An ischemic stroke takes place when the blood supply to a part of the brain is reduced, and the affected brain tissue suffers dysfunction and necrosis. This could happen, for example, when a blood vessel becomes blocked. Ischemic strokes are the most common kind of stroke, with about 87% of all strokes estimated to be of this nature.When categorized separately from other cardiovascular diseases, strokes are the third highest killer in the United States today, behind cancer and heart disease.Details of Stroke StudyThis latest study, published in Circulation: Journal of the American Heart Association, analyzed the living habits and health status of a total of 43,685 men as well as 71,243 women from the Health Professionals Follow-up Study (HPFS) and the Nurses’ Health Study respectively.The participants reported on their medical status and lifestyle factors every two years, with the males tracked from 1986 to 2002 and the females from 1984 to 2002. In the course of the respective periods, 994 men and 1,559 women suffered strokes, of which 600 and 853 respectively were ischemic strokes.In the study, a healthy or low-risk lifestyle was defined to contain the following elements:* maintenance of a healthy weight (body mass index less than 25);* at least 30 minutes of moderate physical activity every day;* not smoking;* moderate drinking of alcohol; and* consumption of a relatively healthy diet, as indicated by a calculated healthy diet score. Some factors here include the consumption of good amounts of fruits and vegetables, legumes, nuts, chicken and fish, as well as low amounts of trans fats and saturated fats.Findings of the StudyThe results of the study were quite astonishing. Men who met all five healthy lifestyle criteria were 69% less likely to suffer any type of stroke and 80% less likely to get an ischemic stroke as compared to those who did not meet any of the five criteria.For women, the corresponding figures were 79% for any type of stroke and 81% for ischemic stroke.Further, it was estimated by the researchers that 52% of ischemic strokes suffered by men, as well as 35% of all strokes suffered by this group, could have been avoided by following a healthy lifestyle.As for the women, the proportions of ischemic and total strokes which might have been prevented through healthy living were estimated to be 54% and 47% respectively.ConclusionAll in all, the findings of the study revealed that people who fit the definition of having a healthy lifestyle were about 80% less likely to get an ischemic stroke, as compared to those who did not meet any of the five mentioned criteria.This has led the study team to conclude that “a low-risk lifestyle that is associated with a reduced risk of multiple chronic diseases also may be beneficial in the prevention of stroke, especially ischemic stroke”.Living a healthy lifestyle and having a decreased risk of killer diseases –- this is a relationship which many of us would have been convinced of through common sense alone. Now, with the release of these findings, we will all have one more concrete and proven reason to embark on a healthier lifestyle
DOCTORS issuing Christmas revellers with a bizarre warning this year - to avoid overdosing on fruit cake and candy canes.